Group Classes

Contact: Sharon Glover • Tel: 540-604-9943 ext. 226#

Classes are taught by a HUD certified housing counselor and designed to take the mystery out of handling finances, including steps toward homeownership.

See the attachments below for upcoming classes:
    • NEW Upcoming Virtual Classes:
  • My credit is Mortgage Ready by C&F Mortgage Corporation

    Speaker: Nicole Patch, Loan Officer | NMLS# 1909365 Come into the virtual space and learn about purchasing your dream home and making sure your credit is mortgage ready. C&F Mortgage Corporation Date: July 26, 2021 Location: Virtual (zoom) Time: 4:00pm   Please register in advance by contacting: SHARON GLOVER, Central Virginia Housing Coalition 2300 Charles St. Fredericksburg, Va. 22401 (540) 604-9943 EXT. 226#
To Register, Please Call: Sharon Glover at 540-604-9943 x226# or email

Credit and Budgeting Classes

These classes are each offered every other month.
  • Credit Reporting
  • How to improve your credit
  • How to create a spending plan
  • How to manage a spending plan
  • Tips for beginning to save your money

VHDA Homeownership

This class meets Virginia State Loan requirements and is sponsored by the VHDA
  • All potential homebuyers are welcome to attend
  • Class and materials are provided for free
  • Please register online through VHDA's Website

Outreach Classes

Counselors on staff are available to attend events or trainings hosted by your organization. Possible topics include:
  • Rental rates and tenant rights
  • Budgeting for the future
  • Credit repair
  • Homeownership information

Individual Counseling

Central Virginia Housing Coalition offers a variety of counseling services to community residents.

Certified Housing Counselors are on staff to help you with rental, pre-purchase and debt management. CVHC will spend the time to give personal attention to your current housing needs and help you develop a plan of action to reach your housing goal.


  • Explanation of applications process
  • Review of budget and savings
  • Discussion of moving expenses
  • Credit review


  • Review spending and savings plan
  • Review credit report(s)
  • Goal setting


  • Understand the credit report
  • Debt validation process
  • Determine steps to appropriately re-build credit

Contact Us

Counseling Contact Form