Counseling

Group Classes

Contact: Maggie Oswalt • Tel: 540-604-9943 ext. 226

Classes are taught by a certified VAHC housing counselor and designed to take the mystery out of handling finances, including steps towards homeownership.

See the attachments below for upcoming classes:

Credit and Budgeting Classes

These classes are each offered every other month.
  • Credit Reporting
  • How to improve your credit
  • How to create a spending plan
  • How to manage a spending plan
  • Tips for beginning to save your money

VHDA Homeownership

This class meets Virginia State Loan requirements and is sponsored by the VHDA
  • All potential homebuyers are welcome to attend
  • Class and materials are provided for free
  • Held on the 2nd Wednesday of each month from 9-4 (Exception: March 30, 9am-4pm)
  • Please register online through VHDA's Website

Outreach Classes

Counselors on staff are available to attend events or trainings hosted by your organization. Possible topics include:
  • Rental rates and tenant rights
  • Budgeting for the future
  • Credit repair
  • Homeownership information

Individual Counseling

Central Virginia Housing Coalition offers a variety of counseling services to community residents.

Certified Housing Counselors are on staff to help you with rental, pre-purchase and debt management. CVHC will spend the time to give personal attention to your current housing needs and help you develop a plan of action to reach your housing goal.

Rental

  • Explanation of applications process
  • Review of budget and savings
  • Discussion of moving expenses
  • Credit review

Budget

  • Review spending and savings plan
  • Review credit report(s)
  • Goal setting

Credit

  • Understand the credit report
  • Debt validation process
  • Determine steps to appropriately re-build credit

Contact Us

Counseling Contact Form
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